Financial Institution

US Bank

U.S. Bank is the fifth-largest commercial bank in the United States, where our teams work together to power the potential of our clients. By pairing excellent digital experiences with the expertise of our incredible people, we provide a human-plus digital approach that our small business clients love. We are committed to serving you as a trusted financial partner, a commitment recognized by the Ethisphere Institute, naming us one of the 2022 World’s Most Ethical Companies.

For new or established businesses, get the funding for what’s important to you. Long-term or short-term financing – you’re covered whether it’s lines of credit for working capital to meet routine business expenses or business loans with fixed rates. From business checking to payment solutions, U.S. Bank Business Essentials(TM) offers products, resources, and services to help small businesses thrive, all in one place.

Purpose Loans for Small Businesses

  • Buy a Business
  • Finance Receivables
  • Purchase a Building
  • Purchase Equipment/Machinery
  • Purchase Inventory
  • Seasonalities
  • Start-up Funding

Size of Loan for Small Businesses

  • Minimum: $5,000
  • Maximum: $12,000,000

Type of Loans Offered

  • Letter of Credit
  • Small Business Administration (SBA)
  • The U.S. Department of Agriculture (USDA)

Bank Service Area (By County)

  • Anson
  • Burke
  • Cabarrus
  • Caldwell
  • Catawba
  • Cleveland
  • Davidson
  • Davie
  • Gaston
  • Iredell
  • Lincoln
  • Mecklenburg
  • Montgomery
  • Rowan
  • Stanly
  • Union

Bank Physical Location (By County)

  • Mecklenburg

Specifically Targeted Programs by Industry

  • 11 - Agriculture, Forestry, Fishing, and Hunting
  • 21 - Mining
  • 22 - Utilities
  • 23 - Construction
  • 31 - Manufacturing
  • 42 - Wholesale Trade
  • 44 - Retail Trade
  • 48 - Transportation and Warehousing
  • 51 - Information
  • 52 - Finance and Insurance
  • 53 - Real Estate and Rental and Leasing
  • 54 - Professional, Scientific, Technical Services
  • 55 - Management of Companies and Enterprises
  • 56 - Administrative and Support
  • 61 - Educational Services
  • 62 - Health Care and Social Assistance
  • 71 - Arts, Entertainment, and Recreation
  • 72 - Accommodation and Food Services

Specifically Targeted Programs by Business Demographic

  • Minority-owned business
  • Veteran-owned business
  • Woman-owned business

Point of Contact

Tamika Stafford

Business Access Advisor, VP