At United Community Bank, we believe in combining top-of-the-line financial solutions with award-winning satisfaction for our customers. Our industry-leading experts and full suite of digital banking services are here to give you the tools you need to meet your financial goals.
Purpose Loans for Small Businesses
- Buy a Business
- Finance Receivables
- Purchase a Building
- Purchase Equipment/Machinery
- Purchase Inventory
- Start-up Funding
Size of Loan for Small Businesses
- Minimum: $1,000
- Maximum: $500,000
Type of Loans Offered
- Commercial Loan
- Letter of Credit
- Line of Credit (LOC)
- Small Business Administration (SBA)
- The U.S. Department of Agriculture (USDA)
Bank Service Area (By County)
- All North Carolina Counties
Bank Physical Location (By County)
- Avery
- Cherokee
- Clay
- Duplin
- Graham
- Haywood
- Henderson
- Jackson
- Johnston
- Macon
- Mecklenburg
- Mitchell
- New Hanover
- Swain
- Translyvania
- Wake
- Watauga
- Yancey
Specifically Targeted Programs by Industry
- 11 - Agriculture, Forestry, Fishing, and Hunting
- 22 - Utilities
- 23 - Construction
- 31 - Manufacturing
- 42 - Wholesale Trade
- 44 - Retail Trade
- 48 - Transportation and Warehousing
- 51 - Information
- 52 - Finance and Insurance
- 53 - Real Estate and Rental and Leasing
- 54 - Professional, Scientific, Technical Services
- 55 - Management of Companies and Enterprises
- 56 - Administrative and Support
- 61 - Educational Services
- 62 - Health Care and Social Assistance
- 71 - Arts, Entertainment, and Recreation
- 72 - Accommodation and Food Services
- 81 - Other Services (except Public Administration)
Specifically Targeted Programs by Business Demographic
- Minority-owned business
- Rural (underutilized zone or tier 1 county)
- Veteran-owned business
- Woman-owned business