Financial Institution

United Community Bank

At United Community Bank, we believe in combining top-of-the-line financial solutions with award-winning satisfaction for our customers. Our industry-leading experts and full suite of digital banking services are here to give you the tools you need to meet your financial goals.

Purpose Loans for Small Businesses

  • Buy a Business
  • Finance Receivables
  • Purchase a Building
  • Purchase Equipment/Machinery
  • Purchase Inventory
  • Start-up Funding

Size of Loan for Small Businesses

  • Minimum: $1,000
  • Maximum: $500,000

Type of Loans Offered

  • Commercial Loan
  • Letter of Credit
  • Line of Credit (LOC)
  • Small Business Administration (SBA)
  • The U.S. Department of Agriculture (USDA)

Bank Service Area (By County)

  • All North Carolina Counties

Bank Physical Location (By County)

  • Avery
  • Cherokee
  • Clay
  • Duplin
  • Graham
  • Haywood
  • Henderson
  • Jackson
  • Johnston
  • Macon
  • Mecklenburg
  • Mitchell
  • New Hanover
  • Swain
  • Translyvania
  • Wake
  • Watauga
  • Yancey

Specifically Targeted Programs by Industry

  • 11 - Agriculture, Forestry, Fishing, and Hunting
  • 22 - Utilities
  • 23 - Construction
  • 31 - Manufacturing
  • 42 - Wholesale Trade
  • 44 - Retail Trade
  • 48 - Transportation and Warehousing
  • 51 - Information
  • 52 - Finance and Insurance
  • 53 - Real Estate and Rental and Leasing
  • 54 - Professional, Scientific, Technical Services
  • 55 - Management of Companies and Enterprises
  • 56 - Administrative and Support
  • 61 - Educational Services
  • 62 - Health Care and Social Assistance
  • 71 - Arts, Entertainment, and Recreation
  • 72 - Accommodation and Food Services
  • 81 - Other Services (except Public Administration)

Specifically Targeted Programs by Business Demographic

  • Minority-owned business
  • Rural (underutilized zone or tier 1 county)
  • Veteran-owned business
  • Woman-owned business

Point of Contact

Terri Moore

Regional Banking Manager