Financial Institution

North State Bank

Strong. Local. Independent. Those three words begin to tell the story of North State Bank. We believe businesses deserve a choice in banking that is different from the big banks on every corner. We welcomed our first customers on June 1, 2000, determined to serve our customers at a high level. With that mindset, we have not limited ourselves to anyone’s idea of what a community bank should be or do. 

We serve customers through our headquarters and offices throughout Wake County and in Wilmington. We offer comprehensive personal and business banking services, combined with bankers who roll up their sleeves to work with you to develop tailor-made solutions. With dedicated government lending, mortgage and wealth management divisions, North State offers an unparalleled depth of expertise. We are a Preferred Lender with the United State Small Business Administration (SBA).

Purpose Loans for Small Businesses

  • Buy a Business
  • Purchase a Building
  • Purchase Equipment/Machinery
  • Purchase Inventory
  • Start-up Funding

Size of Loan for Small Businesses

  • Minimum: $5,000
  • Maximum: $5,000,000

Type of Loans Offered

  • Commercial Loan
  • Line of Credit (LOC)
  • Small Business Administration (SBA)
  • The U.S. Department of Agriculture (USDA)

Bank Service Area (By County)

  • Johnston
  • New Hanover
  • Wake

Bank Physical Location (By County)

  • New Hanover
  • Wake

Specifically Targeted Programs by Industry

  • 23 - Construction
  • 31 - Manufacturing
  • 42 - Wholesale Trade
  • 44 - Retail Trade
  • 48 - Transportation and Warehousing
  • 51 - Information
  • 52 - Finance and Insurance
  • 53 - Real Estate and Rental and Leasing
  • 54 - Professional, Scientific, Technical Services
  • 55 - Management of Companies and Enterprises
  • 56 - Administrative and Support
  • 61 - Educational Services
  • 62 - Health Care and Social Assistance
  • 71 - Arts, Entertainment, and Recreation
  • 72 - Accommodation and Food Services

Specifically Targeted Programs by Business Demographic

  • Minority-owned business
  • Veteran-owned business
  • Woman-owned business

Point of Contact

Tara Lau

Vice President and Commercial Banker