Financial Institution

Mountain BizWorks

Mountain BizWorks provides business loans and coaching to emerging and established small businesses in Western North Carolina. We have a particular focus on working with businesses unable to access financing from banks and other traditional sources, as well as low-income, people of color, rural and women entrepreneurs.

Purpose Loans for Small Businesses

  • Buy a Business
  • Finance Receivables
  • Purchase a Building
  • Purchase Equipment/Machinery
  • Purchase Inventory
  • Start-up Funding
  • Working Capital

Size of Loan for Small Businesses

  • Minimum: $1,000
  • Maximum: $500,000

Type of Loans Offered

  • Commercial Loan
  • Small Business Administration (SBA)
  • The U.S. Department of Agriculture (USDA)

Bank Service Area (By County)

  • Alexander
  • Alleghany
  • Ashe
  • Avery
  • Buncombe
  • Burke
  • Caldwell
  • Catawba
  • Cherokee
  • Clay
  • Cleveland
  • Graham
  • Haywood
  • Henderson
  • Jackson
  • Macon
  • Madison
  • McDowell
  • Mitchell
  • Polk
  • Rutherford
  • Swain
  • Translyvania
  • Watauga
  • Wilkes
  • Yancey

Bank Physical Location (By County)

  • Buncombe

Specifically Targeted Programs by Industry

  • 11 - Agriculture, Forestry, Fishing, and Hunting
  • 21 - Mining
  • 22 - Utilities
  • 23 - Construction
  • 31 - Manufacturing
  • 42 - Wholesale Trade
  • 44 - Retail Trade
  • 48 - Transportation and Warehousing

Specifically Targeted Programs by Business Demographic

  • Minority-owned business
  • Rural (underutilized zone or tier 1 county)
  • Veteran-owned business
  • Woman-owned business

Point of Contact

Michael Lane

Director of Lending