Mountain BizWorks provides business loans and coaching to emerging and established small businesses in Western North Carolina. We have a particular focus on working with businesses unable to access financing from banks and other traditional sources, as well as low-income, people of color, rural and women entrepreneurs.
Purpose Loans for Small Businesses
- Buy a Business
- Finance Receivables
- Purchase a Building
- Purchase Equipment/Machinery
- Purchase Inventory
- Start-up Funding
- Working Capital
Size of Loan for Small Businesses
- Minimum: $1,000
- Maximum: $500,000
Type of Loans Offered
- Commercial Loan
- Small Business Administration (SBA)
- The U.S. Department of Agriculture (USDA)
Bank Service Area (By County)
- Alexander
- Alleghany
- Ashe
- Avery
- Buncombe
- Burke
- Caldwell
- Catawba
- Cherokee
- Clay
- Cleveland
- Graham
- Haywood
- Henderson
- Jackson
- Macon
- Madison
- McDowell
- Mitchell
- Polk
- Rutherford
- Swain
- Translyvania
- Watauga
- Wilkes
- Yancey
Bank Physical Location (By County)
- Buncombe
Specifically Targeted Programs by Industry
- 11 - Agriculture, Forestry, Fishing, and Hunting
- 21 - Mining
- 22 - Utilities
- 23 - Construction
- 31 - Manufacturing
- 42 - Wholesale Trade
- 44 - Retail Trade
- 48 - Transportation and Warehousing
Specifically Targeted Programs by Business Demographic
- Minority-owned business
- Rural (underutilized zone or tier 1 county)
- Veteran-owned business
- Woman-owned business