Since 1939 we have served the people of Northwestern North Carolina. As a community bank we believe the relationships we develop help us provide a more responsive and flexible level of service. We focus on providing exceptional banking and insurance products to all of our customers.
Purpose Loans for Small Businesses
- Buy a Business
- Purchase a Building
- Purchase Equipment/Machinery
- Start-up Funding
Size of Loan for Small Businesses
- Minimum: $10,000
- Maximum: $5,000,000
Type of Loans Offered
- Commercial Loan
- Construction Loan
- Line of Credit (LOC)
Bank Service Area (By County)
- Alleghany
- Ashe
- Avery
- Caldwell
- Surry
- Watauga
- Wilkes
Bank Physical Location (By County)
- Ashe
- Surry
- Watauga
- Yadkin
Specifically Targeted Programs by Industry
- 11 - Agriculture, Forestry, Fishing, and Hunting
- 44 - Retail Trade
- 52 - Finance and Insurance
- 53 - Real Estate and Rental and Leasing
- 54 - Professional, Scientific, Technical Services
- 56 - Administrative and Support
- 62 - Health Care and Social Assistance
- 71 - Arts, Entertainment, and Recreation
- 72 - Accommodation and Food Services
Point of Contact
