Financial Institution

KS Bank

Our mission is to protect, manage, and grow your wealth. And we take that very seriously. We know what works for one client won’t necessarily work for another. We are aware that in today’s world, a client’s situation can change at a moment’s notice. Each change is unique to that individual, family or business. By getting to know you, we can start to predict what you will need for now and in the future.

Purpose Loans for Small Businesses

  • Buy a Business
  • Purchase a Building
  • Purchase Equipment/Machinery

Size of Loan for Small Businesses

  • Minimum: $10,000
  • Maximum: $10,000,000

Type of Loans Offered

  • Commercial Loan
  • Letter of Credit
  • Small Business Administration (SBA)

Bank Service Area (By County)

  • Harnett
  • Johnston
  • Wake
  • Wayne
  • Wilson

Bank Physical Location (By County)

  • Harnett
  • Johnston
  • Wake
  • Wayne
  • Wilson

Specifically Targeted Programs by Industry

  • 23 - Construction
  • 31 - Manufacturing
  • 44 - Retail Trade
  • 48 - Transportation and Warehousing
  • 52 - Finance and Insurance
  • 53 - Real Estate and Rental and Leasing
  • 62 - Health Care and Social Assistance
  • 72 - Accommodation and Food Services

Specifically Targeted Programs by Business Demographic

  • Minority-owned business
  • Rural (underutilized zone or tier 1 county)
  • Veteran-owned business
  • Woman-owned business

Point of Contact

John Parker

Chief Credit Officer