First Carolina Bank is a premier community financial services institution with a developed presence in North & South Carolina, Virginia, and Georgia and has become one of the safest and most efficient banks in the US as measured by credit quality, liquidity, and overall operating practices. With $2.1 billion in assets, we service commercial/small businesses and CRE.
Purpose Loans for Small Businesses
- Buy a Business
- Finance Receivables
- Purchase a Building
- Purchase Equipment/Machinery
- Purchase Inventory
Size of Loan for Small Businesses
- Minimum: $100,000
- Maximum: $40,000,000
Type of Loans Offered
- Commercial Loan
- Letter of Credit
Bank Service Area (By County)
- All North Carolina Counties
Bank Physical Location (By County)
- Guilford
- Nash
- New Hanover
- Wake
Specifically Targeted Programs by Industry
- 11 - Agriculture, Forestry, Fishing, and Hunting
- 22 - Utilities
- 23 - Construction
- 31 - Manufacturing
- 42 - Wholesale Trade
- 48 - Transportation and Warehousing
- 51 - Information
- 53 - Real Estate and Rental and Leasing
- 54 - Professional, Scientific, Technical Services
- 55 - Management of Companies and Enterprises
- 56 - Administrative and Support
- 62 - Health Care and Social Assistance
Specifically Targeted Programs by Business Demographic
- Minority-owned business
- Veteran-owned business
- Woman-owned business
Point of Contact
