Financial Institution

First Bank

Established in 1935, First Bank is the largest independent, full-service community bank headquartered in North Carolina. With more than 100 branches across the Carolinas, we provide best-in-class financial solutions, advice, and the technology you need to manage your home or business – with local decision-makers who know your name and live in your neighborhood. Come see why individuals, families, and businesses have trusted us for generations.

Size of Loan for Small Businesses

  • No minimum or maximum for small business loans

Purpose Loans for Small Businesses

  • Buy a Business
  • Finance Receivables
  • Purchase a Building
  • Purchase Equipment/Machinery
  • Purchase Inventory

Type of Loans Offered

  • Commercial Loan
  • Letter of Credit
  • Small Business Administration (SBA)

Bank Service Area (By County)

  • All North Carolina Counties

Bank Physical Location (By County)

  • Alamance
  • Beaufort
  • Bladen
  • Brunswick
  • Buncombe
  • Cabarrus
  • Carteret
  • Chatham
  • Columbus
  • Cumberland
  • Dare
  • Davidson
  • Duplin
  • Forsyth
  • Guilford
  • Harnett
  • Henderson
  • Iredell
  • Jackson
  • Lee
  • Macon
  • Madison
  • McDowell
  • Mecklenburg
  • Montgomery
  • Moore
  • New Hanover
  • Onslow
  • Pasquotank
  • Pitt
  • Randolph
  • Richmond
  • Robeson
  • Rockingham
  • Rowan
  • Sampson
  • Scotland
  • Stanly
  • Translyvania
  • Wake
  • Wayne

Specifically Targeted Programs by Industry

  • 11 - Agriculture, Forestry, Fishing, and Hunting
  • 21 - Mining
  • 22 - Utilities
  • 23 - Construction
  • 31 - Manufacturing
  • 42 - Wholesale Trade
  • 44 - Retail Trade
  • 48 - Transportation and Warehousing
  • 51 - Information
  • 52 - Finance and Insurance
  • 53 - Real Estate and Rental and Leasing
  • 54 - Professional, Scientific, Technical Services
  • 55 - Management of Companies and Enterprises
  • 56 - Administrative and Support
  • 61 - Educational Services
  • 62 - Health Care and Social Assistance
  • 71 - Arts, Entertainment, and Recreation
  • 81 - Other Services (except Public Administration)

Specifically Targeted Programs by Business Demographic

  • Minority-owned business
  • Woman-owned business

Point of Contact

Linda Deaton

Senior Vice President